How to cancel my current home insurance?
You have the right to cancel your current home insurance. However, you must respect certain deadlines and take various steps.
Legal deadlines for cancellation
As a rule, you must give notice of termination three months before the annual termination date. However, there are exceptions to this general rule, depending on the reason for the cancellation.
In certain situations, the deadline can be shortened. Here are 2 common examples that may lead to an early termination request.
1. You sell your property or move
In this case, of course, there is no longer any property to be insured. You can therefore send a request to terminate the contract. The contract is terminated on the date you leave the property.
2. Your premium has risen sharply
Your insurance company tells you that the premium has increased. You do not agree with this increase and decide to change company.
You have three months following the notification of the increase to inform the company of your decision.
Cancelling home insurance for homeowners and tenants
In addition to the deadlines, you must officially notify the cancellation. Whether you are an owner or a tenant, a registered letter is indeed necessary to cancel your contract.
At Immoweb Protect, however, we have decided to make life easier for our customers. A simple request by e-mail is all that is needed. This quick and simple option makes it easier for you to do so. Don't forget, however, to respect the 3-month deadline. Even by e-mail, the deadline still applies in full.
Free cancellation for a new insurance contract
With our online services, everything is easy from the start. When you take out a new contract, you have 14 days to cancel your subscription. This cancellation is free. All you have to do is fil lin the cancellation form we provide at the time of purchase.
In addition, you can cancel your policy at least 3 months before the main expiry date. The cancellation will then take effect on the main expiry date.
Need help with your cancellation?
When you choose Home Protect, you will receive online or telephone support to help you with the process. If in doubt, you can always rely on our customer service to give you a clear answer to your questions.