Is theft insurance included in home insurance?

Theft insurance is generally not included in home insurance. However, Immoweb Protect allows you to add it as an option in order to benefit from optimal coverage. If home insurance is (generally) mandatory in Belgium, this is not the case for theft insurance for your home. It is therefore not part of the basic coverage of home insurance.

Theft insurance is generally not included in home insurance. However, Immoweb Protect allows you to add it as an option in order to benefit from optimal coverage.

If home insurance is (generally) mandatory in Belgium, this is not the case for theft insurance for your home. It is therefore not part of the basic coverage of a home insurance.

Theft coverage is of course about objects in your apartment or house. It is therefore an option offered as part of a content insurance. This protection is strongly recommended, as no one is safe from a burglary.

In addition to covering the content, Immoweb Protect insurance also intervenes to repair the dommages related to the break-in (forced shutters and frames, broken windows, etc.). Furthermore, if you have lost your keys, Immoweb Protect intervenes in the preventive replacement of your locks.

More than 100 burglaries per day in Belgium

The number of burglaries has been falling for several years in Belgium, but there are still on average more than a hundred every day. Psychologically, this intrusion into family intimacy is often very difficult to manage. The situation is even more difficult when you do not have theft insurance to cover the damage.

If you benefit from Immoweb Protect's theft protection, you must file a complaint with the police within 24 hours and report the loss to your insurance within 48 hours.

Good to know: the theft option of Immoweb Protect home insurance also covers the theft of garden furniture located outside or the theft of fuel oil intended to heat the building.

Learn more about Immoweb Protect insurance and discover the options available