Have you decided to buy a property? Congratulations! Let's discover together the points of attention to take into account when buying for the first time.

The purchase of a first property is an important step in life. It is therefore better to be well informed and possibly ask for help. This will prevent you from making mistakes with sometimes serious consequences.

Checklist for the purchase of a first apartment or a first house

Set the budget

Evaluate your monthly repayment capacity, as well as the amount of your contribution to define your budget. The online simulation of the mortgage loan offered by Immoweb offers you directly the best available rate.

Tip: The amount of the monthly repayment of your mortgage should not exceed 1/3 of your income.

Pay attention to detail

When buying a property, try to anticipate maintenance costs as much as possible. Check the condition of the roof, boiler, electrical installation, frames, as well as insulation.

If you are buying an apartment, examine the common areas, ask for the amount of condominium fees and those of any planned work.

Ask your loved ones for advice

Before signing the sales agreement, do not hesitate to make a counter-visit with your loved ones. They will be able to draw your attention to certain defects or comfort you in your choice.

Insuring the good

Once you have found the perfect one, it is a matter of insuring it. Again, it is possible to perform an online simulation of your home insurance and adapt the formula to your needs.

Find out more about Immoweb's offer in terms of mortgage loans and home insurance.