The fire insurance really designed for tenants

The best protection for your goods while you’re renting an apartment or a house

• Assistance 24h/7 Exclusive service!

  You have damage that is insured in your contract and you urgently need help? Then contact the assistance

  What is included in your assistance 24h/7 ?

  • Request information from our information service
  • Help for small services or work
  • Help for your central heating system or central water heater
  • Assistance after a disaster, including:
    
    • A replacement car
    • An ambulance to the hospital
    • The home helper
    • The adoption of emergency measures
    • Moving your furniture
    • Monitoring
    • Cleaning service
    • The care of children or disabled persons
    • The reception of dogs and cats
    • Returning home earlier
    • Sending urgent messages
    • The search for a hotel room
  • Your keys are lost or your lock is unusable
  • Assistance in the event of an accident in the insured building
• Fire and related perils

  We pay for the damaged due to fire when you are responsible.
• Damage due to electricity

  We only compensate for material damage to electrical and electronic equipment due to the fact that they suddenly receive too much electricity and only if you are responsible.
• Damage caused by smoke and soot

  By this we mean the material damage from smoke and soot caused by a sudden, unexpected event for which you are responsible.
• Water/oil damage and infiltration

  We reimburse the damage caused to the building by water or fuel oil for which you are responsible.
• Relocation indemnity

  If you are obliged to leave your apartment or home before the end of the rental agreement, we will, under certain conditions, pay the penalties that you must pay to the owner in accordance with the law applicable to the rental agreement of the main residence.
• Glass break

  We pay for the damage to the insured glass when it breaks or bursts
• Family civil liability PopularOptional

  Damages that you or your family cause to third parties
• Material damages to your content PopularOptional

  Material damage to your personal belongings
• Protection against theft & vandalism Optional

  Cover your content in case of theft or vandalism. You can choose to cover it at 100% or 50%.
• Legal protection after fire and related perils Optional

  Protects you against the legal costs after a fire or other perils.
• Bike Optional

  Material damage to the bike or theft of the bike.
• Digital nomad Coming soonOptional

  Soon to be added as an option. This option is not covered by Baloise.