15% OFF
Congratulations! Your friend is offering you -15% off on the first year
of your home insurance
Home Protect - OWNER

Your home insurance

Simple. Quick. Comprehensive.

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Are you a tenant?
Your home insurance in a few minutes:
  1. Discover the product
  2. Calculate your price
  3. Take out your insurance directly online

Why our policy holders rate us 4.5/5 ?

Overview of the coverage

We cover damage caused by :

  • fire, electricity, lightning, explosion, contact 

  • water and fuel
  • storm or natural disasters
  • glass Breakage
  • your goods to third parties

The cover also includes a "All Risks Computer" coverage (if your content is insured) and 24-hour assistance.

Possible options : theft, legal protection, family civil liability or extended coverage for your property.

We don't cover damage caused :

  • to a property not covered by the contract
  • intentionally
  • by moulds, spores, fungi, insects and parasites (with the exception of merula under certain conditions (see water damage cover))
  • by environmental pollution
  • if you do not comply with the measures imposed
  • by non-repair of the cause after a previous claim
See the full list of exclusions in our general conditions.

This is a brief overview of the main coverages and exclusions of Home Protect. For more details, see the "Coverage" page or consult the product information document and general conditions. It is necessary to read these documents before subscribing to the Home Protect product.

Coverage in detail

Home Protect, the home insurance that gives you peace of mind

Comprehensive, quality coverage with no unpleasant surprises

It’s simple, there are no hidden conditions.
We provide broad, transparent coverage :
  • The basic coverages for your home are insured under the ‘Everything is ensured except’ exclusions principle. If there is no exclusion for your incident, it’s covered!
  • You can choose to insure your furnishings and content up to €150,000 (Abex 858)
  • Would you like to extend your coverage ? Choose from our different options

A whole network of professionals on hand

SOS repair work ? No more need to look for a technician, we'll help you find one.
We’ll help you find a competent technician within our network of partners. A single number to remember : Baloise Assistance +32 3 870 95 70
Advantages if your repairs are carried out by our network of repairers
Has your building been damaged following an accident and you would like to have it repaired ?Call upon our network of repairers.
Discover your advantages
  • Initial contact with a repairer within 8h. Quality and fair price guaranteed‍
  • No standard deductible if the damage to your building does not exceed the excess amount
  • Baloise will pay the repairer’s invoice directly.
These advantages only apply to damage to your building refunded by your Home Protect insurance and  not caused by a third party.

Your home insured in less than five minutes

Flexible home insurance in just a few clicks
Easy-to-choose cover suited to your needs, no endless questionnaires.
You will be insured from the next day with no loss of quality and without all the paperwork. Our insurance is entirely online.
Our chatbot assistant, Billy, can also help you choose the cover that is the best suited to your needs. Was Billy unable to answer all your questions ? Our team will take it from here.

A team that can be reached in less than two minutes

100% digital insurance, 100% human service.
Contact our team if you have questions on the coverages, options or any other query. By phone, by e-mail or by chat, your satisfaction is our priority.
Even to conclude your contract, we keep things simple. No need for tedious registered letters, a simple e-mail is enough (respecting the three-month deadline before your contract expires).
Opening hours : Monday to Friday, 9 a.m. to 5 p.m.
Consider consulting the FAQ where many questions are already answered.
Read our FAQs

An urgent need for help?

We are here for you

Do you have a problem that needs to be treated urgently?
Don’t worry! A single number to remember : Baloise Assistance +32 3 870 95 70
Contact the 24/7 helpline service, we will help you with your emergency whether the incident is insured or not.
Assistance 24/7 home insurance
In what circumstances can we help you?
  • Provide contact details for professionals or services
  • Put you in contact with a competent technician
  • Locked out of your home ? We will send and pay for a locksmith to open your door
  • Is your heating out of order ? We will send a technician to help you out within 24 hours and pay a certain amount for the intervention.
Furthermore, if you require help and assistance after an insured incident (transport, home help, other services), we will make additional services available to you and will pay part of the cost.
Assistance 24/7 home insurance
It is not urgent, but you would like to ask a question
Contact our team on +32 2 588 25 50 or by email at contact@qover.be.
Assistance 24/7 home insurance
Do you want to submit a claim?
If you have damage and want to submit a claim, fill in our form. We will contact you as soon as possible to follow up on your case.
Do you have questions on how your incident is covered ? Don’t hesitate to contact our team.

Why trust us?

Immoweb, Belgium’s top real estate site for over 20 years, has created Immoweb Protect, an insurance broker, to offer you the best experience for your property.
Thousands of customers already trust us with their insurance.
Qover icon
Qover is the ideal insurance partner for digital business.
Qover is a registered intermediary regulated by the Financial Service & Markets Authority (FSMA).
They will take care of you at all times if you need help.
What better way to get insurance than through a reputable insurer?
Our partner Baloise offers its extensive insurance expertise as one of Belgian’s top 4 non-life insurers.

They talk about us

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Read this page carefully before calculating your price
15% OFF
15% discount with the code HOME2021
*valid until 30/9/21, on the 1st year's premium